A leaking roof is more than just a minor inconvenience—it can lead to serious structural damage, mold growth, and costly repairs if not addressed quickly. And in Arizona, where scorching sun, monsoon rains, and high winds are common, your roof takes a beating year-round.
Whether you’ve just spotted a water stain on your ceiling or you’re dealing with an active drip during a storm, here’s how to tell if your roof is leaking, what steps to take right away, and how to find out if insurance will cover the damage.
Before you see water dripping from the ceiling, there are often subtle clues that your roof has been compromised. Identifying these early signs can help you catch the problem before it worsens:
In Arizona, these issues are often triggered by rapid temperature changes, heavy winds, or aging roofing materials that are exposed to year-round sun.
Once you’ve spotted signs of a roof leak, it’s important to act quickly. Here’s a step-by-step guide to help minimize damage and get your roof fixed as soon as possible:
Grab buckets, towels, or any large containers to catch dripping water and prevent further damage to your floors or furniture. If the ceiling is bubbling or sagging from pooled water, carefully puncture the lowest point with a screwdriver to let the water drain in a controlled way.
Relocate furniture, rugs, electronics, or valuables away from the leak. If that’s not possible, cover them with plastic tarps or garbage bags to shield them from water damage.
Water doesn’t always drip straight down from where the leak started. It may travel along rafters, insulation, or drywall before becoming visible. If it’s safe, check your attic or crawl space with a flashlight to see if you can trace the leak’s origin. Avoid going up on the roof yourself—especially during wet or windy conditions.
Take photos of any visible damage—both inside and outside. This includes wet walls, damaged shingles, water-damaged belongings, and any pooling water. These photos will be helpful if you need to file a homeowner’s insurance claim.
Don’t attempt major repairs yourself. Contact a licensed, local roofing contractor like Paragon Contracting for a thorough inspection. We’ve handled leaky roof repair jobs all across Arizona and know how to fix the problem at the source. Whether it’s a small repair or a full roof replacement, we’ll give you a detailed report and walk you through your options.
Homeowners often ask: "Is a leaky roof covered by insurance?" The answer is - it depends.
Most homeowners insurance policies will cover roof leaks that are caused by sudden, accidental events, such as:
However, if the leak is the result of wear and tear, age, or lack of maintenance, it likely won’t be covered. That’s why regular inspections and prompt repairs are so important—especially in Arizona’s tough climate.
→ File your claim promptly – Most policies require damage to be reported quickly after the event.
→ Gather documentation – Submit the photos and any notes you took when the leak occurred.
→ Work with a trusted contractor – Paragon Contracting can provide a detailed inspection report and help communicate directly with your insurance provider to support your claim.
No one wants to deal with a leaking roof—but the sooner you take action, the easier it is to minimize damage and avoid long-term issues. Whether you’re seeing early signs of a problem or dealing with active water damage, we’re here to help.
We offer professional, fast, and reliable roof inspections and repairs across Arizona. Our team is GAF-certified and we’re happy to work with you every step of the way—including help with insurance claims if needed.
Think your roof needs to be repaired? Don’t wait. Schedule an inspection today and let our experts handle it before the next storm hits.